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Monthly payment
$2,696
Principal & interest, 30 years

You'll pay more in interest than the home cost. A 15-year term cuts total interest by ~60%.

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Monthly payment
$2,696
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Now go find another calculator for what to do about it.

SuperCalculator
Monthly payment
$2,696
Principal & interest, 30 years
Plain English

You'll pay more in interest than the home cost. A 15-year term cuts total interest by ~60%.

20% down instead
$2,394/mo · no PMI
Switch to 15-year term
$4,043/mo · save $371k interest
If rate drops to 6%
$2,398/mo · save $3,576/yr

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